| American Church Mortgage Company and its affiliate, American Investors Group, Inc. are Direct Lenders that strive to be the lowest cost source of construction and long-term financing to churches in the United States. Our goal is to simplify the church lending business and to offer the best rates, terms and conditions for all church loans available nationwide. We offer funding options customized to serve the unique borrowing needs of each individual church. We are a direct lender—not a mortgage broker or other intermediary. We are not associated with commercial banks, credit unions or other short-term lenders who offer only adjustable-rate loans with short term maturities and balloon payments in order to track their internal cost of funds.
We offer flexible loan terms and conditions and avoid the restrictive covenants that typify other lenders. Among these are:
- No Pre-Payment Penalties
- No Personal Guarantees
- No Balloon Payments
- No Restrictive Loan Covenants
- No Banking & Depository Relationships Required
- No Application Fees
If you have a borrowing need for your church, you should call us to compare our current rates, terms and conditions against those of other lenders. |
