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Church Mortgage Financing

We offer long term, fixed rate mortgage
loans from $500,000 to $15,000,000.

American Church Mortgage Company, and its affiliate, American Investors Group, Inc., together form one of the most respectable and specialized church financing firms in America. We specialize in mortgage lending for church construction projects, church expansion, purchases, and refinancing existing debt. We are direct lenders that provide long-term loans at highly competitive interest rates fixed for terms up to 30 years. Our staff works closely with each church to fully understand its leadership's objectives and financial capabilities, and creates flexible financing structures to fit those particular needs. We can work in conjunction with church architects, construction professionals, and capital campaign advisors, to help the church meet all its goals.
 
Loans over $1,000,000
Current Loans Interest Rate
25 Year Fixed 7.56%-7.75%
30 Year Fixed 7.95%-8.25%
Other flexible rate structures available with rates starting at 6.95%
Loans under $1,000,000
Current Loans Interest Rate
25 Year Fixed 8.75%
30 Year Fixed 8.95%
20 Year Variable* 8.00%
*adjusted annually
Renewables 25-yr amortization
3 Year 8.5%
Construction 9.00%
General Conditions
No Pre-Payment Penalties
No Personal Guarantees
No Balloon Payments
No Restrictive Loan Covenants
No Banking Relationships Required
No Application or Loan Commitment Fees
 

Client Profiles

   

Atlanta, Georgia
$13,000,000 loan that cut the church’s debt payments in half by consolidating several higher interest rate loans.

   

Dallas, Texas
$20,615,000 in total loans over 2 years that provided long term financing for construction of a new church campus.

 
 
Experience American Investors & American Church Mortgage Company's new web site for personal investors.
*Subject to change without notice based upon market conditions.
 
10237 Yellow Circle Drive | Minnetonka (Minneapolis), Minnesota 55343
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